The Perfect Account for Added Security & Peace of Mind
IDSecure Checking with MyScoreBuilder®
Designed with you in mind, ID Secure Checking delivers cutting edge protections. This account is loaded with valuable benefits and is designed for you. In addition to all the convenient banking features you’ve come to expect from Security Bank, you’ll enjoy vital protection for your family and finances.
Your new ID Secure account includes everything here and more:
- FREE Electronic Banking Package Features – Includes Online Banking, Online Bill Payment, eStatements1, Mobile Banking*, Mobile Check Deposit, Digital Wallet, and Text Alerts.
- FREE chip enabled MasterCard® Debit Card2 with Fraud Watch
- No Minimum Balance
- Unlimited Check Writing
- Overdraft Privilege available for qualifying customers3
- Use any ATM anywhere – Bring us the receipt within 60 days and we’ll pay you back for non-network ATM fees – $20 per statement cycle maximum.
- MyScoreBuilder®4 – We help you build a better credit score by reviewing your credit report and score. Print out your credit ﬁle, make an appointment with a MyScoreBuilder® Representative and start down the path to a better credit score.
SECURITY AND VALUE FEATURES
ID Protect ® - Identity Theft Monitoring and Resolution Service5
- Credit File Monitoring6 – IDProtect will monitor your Equifax, Experian and TransUnion credit ﬁles daily, and automatically alert you if key changes occur. (Registration/activation required.)
- Credit Report and Score – access to triple bureau credit reports and single bureau credit score. Credit Score is a VantageScore 3.0 based on single credit bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)
- Identity Monitoring – Monitoring of over 1,000 databases to identify suspicious activity (Registration/activation required.)
- Comprehensive Identity Theft Resolution Services – Access to a dedicated fraud specialist assigned to manage your case until your identity is restored.
- Debit and Credit Card Registration – Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)
- Identity Theft Expense Reimbursement Coverage7 – Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.
- Online Identity Theft News Center and Valuable Phone and Web Resources (Registration/activation required.)
- Cellular Telephone Protection7 – Receive up to $300 of replacement or repair costs if your cell phone is stolen or damaged, in the U.S. and abroad. $50 deductible applies. Maximum of two claims per year. Covers the ﬁrst three phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid using ID Secure Checking account.)
- $10,000 Accidental Death and Dismemberment Insurance7 – Receive up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)
No fee for customers through age 22 and 60 or better.
† Monthly fee waived for customers through age 22 and age 60 or better.
2 Replacement card fee may apply. See bank for details.
3 The bank charges a fee of $31 for each overdraft. Overdrafts must berepaid immediately. We may authorize and pay overdrafts for checks and other transactions made using your checking account number, certain ACH transactions, and automatic bill payments. We will not authorize and pay overdrafts for ATM transactions and everyday debit card transactions unless you ask us to. We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transactions. ReBuild Checking customers are not eligible for this service. See bank for complete details.
4 For educational purposes only.
5 Beneﬁts are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to Beneﬁt and/or insurance documents for the applicable Beneﬁts. Beneﬁts are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
6 Credit ﬁle monitoring may take several days to begin following activation.Credit Score is a VantageScore 3.0 based on single bureau data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness.