At Security Bank we understand the importance of owning your own home. Whether you are buying, refinancing, or applying for a construction loan, our mortgage loan representatives will provide you with all you need to know about buying a home.



Educated decisions for finding your next home

How much can you afford?

Finding out how much of a home you can afford is one of the first steps in the process of purchasing a home. Our quick approach pre-qualification program tells you how much you can afford to spend on a new home before you start shopping.

Contact one of Security Bank’s experienced mortgage loan officers for details, or check out our online home loan application.

If you decide to proceed with your application after receipt of your early disclosures, the following items will be necessary for continued processing:

Required Documents:

  • Your most recent 30-day consecutive pay stubs.
  • Your most recent two years of W-2's.
  • Your most recent two years of tax returns.
  • Your most recent two months consecutive bank statements (accounts not held at Security Bank).
  • Your most recent retirement account statement.


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Mortgage Loan Programs

Designed to help...


The most common type of home loan, sometimes referred to as a secondary market loan.

USDA Rural Development Loans

Qualify for as little as 0% down with approved credit (subject to income limits).

USDA Programs & Serivces

In-house Financing

Adjustable rate financing available for the loan that doesn’t quite fit the secondary market.

Construction Loans

Build the home of your dreams with credit for the construction phase of your new home.


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First-Time Homebuyer

Making your first step a little easier...

We specialize in working with programs specifically designed for first-time homebuyers.

NIFA First Time Homebuyer Programs

Below market interest rates.

NIFA Progams Available

NEHI Down payment assistance

Up to 20% down payment assistance.

FHLB Homeownership set-aside funds

Up to $7,500 per household for closing costs, down payment assistance or rehab work.

FHLB Programs Available



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Home Equity Loans

Improve It!

Use the equity you have built up in your home to finance a new car, home improvements, take the vacation of a lifetime, or other major purchases. The interest rates on these loans are low and the interest may be tax-deductible. (See your tax advisor.)

Home Equity Line of Credit
For the ultimate in convenience and flexibility, set a up a 5-year line of credit, using the equity in your home as collateral.  You can access your credit line quickly and conveniently by writing a check on a special designated account or with secure access to Internet Banking.

Borrow against your credit line whenever, wherever and for whatever reason you want...as many times as you want. As you repay any amount, it's immediately available for you to use again. Choose between fixed or variable options. Rates and terms may vary and are determined by the amount borrowed on the home in relation to its value.

Watch a short video about a Home Equity Line of Credit:

Read what Brandon has to say about HELOCs

Ready to speak with an experienced and qualified lender?

Meet Our Team

Locations & Hours

Want to get the process started?


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Ready to speak with and experienced and qualified lender?

Meet Our Team

Locations & Hours

Ready to get the process started?



"The friendly and knowledgeable staff at Security Bank has made banking there easy and worry-free.  From simple things, like setting up accounts for the kids, to more complex ones like construction loans and refinancing, they have treated us like family and made sure we are headed the direction that is best for us. We could not be happier with Security Bank!"

Ryan & Stacey Jackson 
Allen, NE

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