Certificates of Deposit (CDs)
A Low Risk Investment Designed to Pay...
A Certificate of Deposit is a great low-risk investment. We are able to offer competitive interest at a higher rate than a regular savings account when you commit to deposit your funds for a fixed period of time. Typically between a few months and a few years – It’s up to you. And like all bank deposit products, our CDs are FDIC insured.*
Account at a Glance:
Minimum Opening Deposit $1000 Earns Interest Yes – Competitive fixed interest rate. View Rates Terms Available 31 days to 60 months Penalty Yes –if withdrawn before your CD reaches maturity Important Notes Automatic renewal at maturity with a 10 day grace period to re-invest Club Account Eligible Yes – Classic Club
*FDIC insured to the maximum allowed by law.
Have more questions?
Call or stop in your local branch for more details and to see if a Certificate of Deposit is right for you.
Individual Retirement Account (IRA)
Watch Your Wealth Grow with the Right IRA...
An Individual Retirement Account (IRA) should be part of everyone’s long-term investment plan. Our IRAs allow you to invest pre-tax or post-tax money while earning interest with less risk since your money isn’t exposed to the market. These accounts offer top market rates, low fees, and peace of mind that your nest egg is safe.
- Traditional IRA
- Roth IRA
Important IRA Resources from the Internal Revenue Service (IRS)
Compare a Traditional IRA & ROTH IRA Contributions Distributions (While still working) Distributions (Hardship) Deduction Limits Gerneral IRA Information Required Minimum Distributions Required Minimum Distributions Worksheets Required Minimum Distributions for IRA Beneficiaries Retirement Plan FAQs Rollover Chart
Have more questions?
It is always advised to consult with your tax advisor to help you choose the plan that is best for you. You can also find more information on Individual Retirement Accounts on the IRS website at the link below.
Contact your local branch to learn more.
Here are some easy-to-use online calculators to help you solve some common financial problems.