Savings Comparison

*Note: Must be 19 years of age to open any account without an adult.

	SAVEUP SAVINGS	ADVANTAGE MONEY MARKET (MMIA)	CERTIFICATES OF DEPOSIT (CDs)
Description	A traditional way to put money away for future expenses while earning interest	Allows you to earn a higher return on your investments than with a traditional savings without locking your money away for a specified amount of time	A great low-risk investment that earns competitive interest at a higher rate than a regular savings account when you commit to deposit your funds for a fixed period of time
Minimum Balance Required	No minimum balance required	No minimum balance required	$1,000 Minimum Opening Deposit
Monthly Service Charge / Penalty	No	$3.00 service charge if balance requirements are not met	No Monthly Service Charge - See Certificate of Deposits page for early withdrawal penalties
Earns Interest	Yes – Earns a higher rate with $10 minimum transfer from IDSecure, eRewards, or ReBuild Checking each statement cycle. View Rates	Yes – Tiered rates paying higher interest on larger balances. View Rates	Yes – Competitive fixed interest rates. View Rates
Classic Club Eligible	Yes - with $1000 minimum average balance	Yes - with $1000 minimum average balance	Yes - with $10,000 minimum CD balance
Additional Benefits/Information	Earn a higher rate with IDSecure, eRewards, or ReBuild Accounts. All it takes is a $10 minimum transfer each statement cycle.	N/A	31 days to 60 month terms available Automatic renewal at maturity with a 10 day grace period to re-invest.
Available for Personal & Business	No - Personal Accounts Only	No - Personal Accounts Only	Yes - Personal & Business Account